Total Return YTD % (2 Dec 16)

The Total Return Historical Data shows how each index has performed on a yearly basis.  Over the long-term, the stock market has proven to be a very good investment, however from year to year the returns can be very volatile.

Calendar Year	S&P 500 (UPRO)	Russell 2000 (URTY)	Nasdaq 100 (TQQQ)	Wilsh 5000 (VTI)
2016	22.2%	44.8%	3.0%	10.2%
2015	-5.2%	-21.0%	17.2%	0.4%
2014	38.0%	5.9%	57.1%	12.5%
2013	118.5%	147.9%	139.7%	33.5%
2012	46.8%	44.6%	52.3%	16.5%
Avg Ret.	44.1%	44.4%	53.9%	14.6%

Monitor Market Progress:   You must monitor general market progress to make sure you are on track to reach your goal.  If you have adopted the 12% growth goal, you can break it down into a monthly goal.  As long as the general market is on track to reach your goal, 1% a month, there should be dozens of Leveraged ETFs that are also on track.